Government Schemes — Central and State
78 schemes · Updated on 16 Oct 2026
Welfare schemes and scholarships from the central and state
governments, section by section. Each is published from its official page;
open one to read who can apply, what you get, the documents you need and how
to apply.
DAY-NRLM (Deendayal Antyodaya Yojana - National Rural Livelihoods Mission) All of India · Self Help Groups, bank credit and livelihood support for rural women
Udyogini Scheme (Karnataka) Karnataka · Bank loans of up to Rs 3 lakh for women starting a business, with a 30% to 50% subsidy
Mukhyamantri Ladli Behna Yojana (Madhya Pradesh) Madhya Pradesh · Rs 1,500 a month for married women aged 21 to 60 in Madhya Pradesh
Ganga Swarupa Punah Lagna Arthik Sahay Yojana (Gujarat) Gujarat · Rs 50,000 for a widow who remarries - Rs 25,000 in cash and Rs 25,000 in NSC
Mukhyamantri Mahalakshmi Kit Yojana (Uttarakhand) Uttarakhand · A care kit for the mother and her newborn girl after a hospital delivery
Mukhyamantri Work From Home - Job Work Yojana (Rajasthan) Rajasthan · Paid work from home for women in Rajasthan, through government departments and employers
Mukhyamantri Majhi Ladki Bahin Yojana (Maharashtra) Maharashtra · Rs 1,500 a month for women aged 21 to 65 in families earning up to Rs 2.5 lakh
Mukhya Mantri Shramik Seva Prasuti Sahayata Yojana (Madhya Pradesh) Madhya Pradesh · Rs 16,000 for registered women workers who give birth in a government hospital
Free Travel for Women in Government Buses (Tamil Nadu) Tamil Nadu · Free rides in ordinary-fare city buses for women, transgender persons and girl students
Arogya Lakshmi (Telangana) Telangana · A free full meal every day at the Anganwadi centre for pregnant and breastfeeding mothers
Mukhyamantri Maiyan Samman Yojana (Jharkhand) Jharkhand · Rs 2,500 a month for women aged 18 to 50 in Jharkhand
Delhi Lakshmi Yojana Delhi · Rs 2,500 a month for women aged 21 to 60 in low-income Delhi families
Deen Dayal Lado Lakshmi Yojana (Haryana) Haryana · Rs 2,100 a month for women aged 23 or more in low-income Haryana families
Mukhyamantri Mahila Rojgar Yojana (Bihar) Bihar · Rs 10,000 to start self-employment for one woman in every family, with up to Rs 2 lakh more later
Pradhan Mantri Ujjwala Yojana (PMUY) All of India · A deposit-free LPG connection for women of poor households, with the first refill and stove free
Bima Sakhi Yojana (LIC) All of India · Training and a stipend of Rs 7,000, Rs 6,000 and Rs 5,000 a month for women who become LIC agents
CBSE Merit Scholarship for Single Girl Child All of India · Rs 1,000 a month in classes 11 and 12 for an only daughter who scored 70% in class 10
Sukanya Samriddhi Account All of India · A tax-free savings account for a girl child, from Rs 250 a year
Education Development Scholarship for Single Girl Child (Madhya Pradesh) Madhya Pradesh · Rs 5,000 a year in classes 11 and 12 for an only daughter who scored 60% in class 10
Bebe Nanki Laadli Beti Kalyan Scheme (Punjab) Punjab · Rs 61,000 in stages for a girl up to 18, through LIC
Namo Laxmi Yojana (Gujarat) Gujarat · Rs 50,000 for girls who complete classes 9 to 12
Delhi Lakhpati Bitiya Scheme Delhi · Deposits for a girl from birth through school and college, paid out at 18 or 21
Mukhyamantri Mahalakshmi Kit Yojana (Uttarakhand) Uttarakhand · A care kit for the mother and her newborn girl after a hospital delivery
Aapki Beti Hamari Beti (Haryana) Haryana · Rs 21,000 invested for a girl at birth, paid to her at 18
Ladli Laxmi Yojana (Madhya Pradesh) Madhya Pradesh · A Rs 1.43 lakh assurance for a girl, paid through school, college and at 21
Mukhyamantri Kanya Sumangala Yojana (Uttar Pradesh) Uttar Pradesh · Rs 25,000 in six stages for a girl, from birth to admission in college
Mukhyamantri Kanya Utthan Yojana - birth to age 2 (Bihar) Bihar · Rs 2,000 for a newborn girl and Rs 1,000 more after her first birthday
Saraswati Cycle Yojana (Chhattisgarh) Chhattisgarh · A free bicycle for girls of class 9 so they can reach school
Lek Ladki Yojana (Maharashtra) Maharashtra · Rs 1,01,000 for a girl in yellow or saffron ration card families, from birth to age 18
Kanya Saksharta Protsahan Yojana - class 11 (Madhya Pradesh) Madhya Pradesh · Rs 3,000 for Scheduled Tribe girls who pass class 10 and join class 11
Lado Protsahan Yojana (Rajasthan) Rajasthan · Rs 1.5 lakh in seven instalments for a girl born in a government or approved hospital
Indira Gandhi Sukh Suraksha Yojana (Himachal Pradesh) Himachal Pradesh · Rs 25,000 deposited with LIC for a girl born in a BPL family, and Rs 2 lakh life cover for each parent
Mukhyamantri Samuhik Vivah Yojana (Uttar Pradesh) Uttar Pradesh · Rs 1 lakh per couple in a mass marriage - Rs 64,000 into the bride's account
Mukhya Mantri Vivah Shagun Yojana (Haryana) Haryana · Up to Rs 71,000 shagun for the marriage of daughters of poor families in Haryana
Ashirwad Scheme (Punjab) Punjab · Rs 51,000 for the marriage of a daughter from a poor family in Punjab
Post Graduate Indira Gandhi Scholarship for Single Girl Child (UGC) All of India · Rs 36,200 a year for two years for an only daughter studying for a master's degree
Mukhyamantri Balika (Intermediate Pass) Protsahan Yojana (Bihar) Bihar · Rs 25,000 for unmarried girls in Bihar who pass the Intermediate (class 12) exam
Agri-Clinics and Agri-Business Centres Scheme (AC&ABC) All of India · Free training and a 36% to 44% subsidy to start an agri-business
Agriculture Infrastructure Fund (AIF) All of India · 3% interest subvention on loans for farm-gate infrastructure
e-Kisan Upaj Nidhi (e-KUN) All of India · Post-harvest loans against crops stored in registered warehouses
Kisan Credit Card for Fishers and Fish Farmers All of India · Working capital for fishing and fish farming at an effective 4% a year
Kisan Credit Card (KCC) All of India · Bank credit for farming at an effective 4% a year
PM Formalisation of Micro Food Processing Enterprises (PMFME) All of India · 35% capital subsidy, up to Rs 10 lakh, for micro food processing units
National Mission on Natural Farming (NMNF) All of India · Training and Rs 4,000 an acre a year for two years for farmers who take up natural farming
Kantedar Tarbandi Yojana (Rajasthan) Rajasthan · Up to Rs 48,000 subsidy for barbed-wire fencing to keep animals out of your fields
Bihar Rajya Fasal Sahayata Yojana Bihar · Up to Rs 20,000 when a natural calamity cuts the yield of your notified crop
Strawberry Vikas Yojana - Mukhyamantri Bagwani Mission (Bihar) Bihar · Rs 3.36 lakh a hectare for strawberry farming, plus 40% off packaging boxes
Pashu Bima Yojana (Bihar) Bihar · Insurance of up to Rs 60,000 a milch animal for Rs 525 - the state pays 75% of the premium
Krishi Input Anudan Yojana (Bihar) Bihar · Up to Rs 22,500 a hectare when floods or heavy rain destroy more than a third of your crop
Chai Vikas Yojana (Bihar) Bihar · Subsidy for new tea gardens and 50% off tea machinery in five districts of Bihar
Namo Shetkari Mahasanman Nidhi Yojana (Maharashtra) Maharashtra · Rs 6,000 a year from Maharashtra on top of PM-KISAN - Rs 12,000 in all
Prime Minister's Scholarship Scheme (PMSS) for wards of ex-servicemen All of India · Rs 2,500 a month for boys and Rs 3,000 a month for girls on professional degree courses
PM-Vidyalaxmi All of India · Collateral-free education loans for top institutions, with a 3% interest subvention
Rail Kaushal Vikas Yojana All of India · Free 3-week technical training at Railway training institutes, with a certificate
Pradhan Mantri Kaushal Vikas Yojana 4.0 (PMKVY 4.0) All of India · Free short-term skill training and a certificate, for young people aged 15 to 45
Jai Bhim Mukhyamantri Pratibha Vikas Yojana (Delhi) Delhi · Free coaching for competitive exams for Scheduled Caste students in Delhi, with a stipend
Shridev Suman State Merit Scholarship (Uttarakhand) Uttarakhand · Rs 1,000 a month from class 9 to 12 for 475 students who pass the SCERT test
Mukhyamantri Kaushal Unnayan and Vaishvik Rojgar Yojana (Uttarakhand) Uttarakhand · Training for jobs abroad, with the state paying 20% of the cost and part of the loan interest
Atal Awasiya Vidyalaya Yojana (Uttar Pradesh) Uttar Pradesh · Free residential schooling, meals and care for children of registered construction workers
Saraswati Cycle Yojana (Chhattisgarh) Chhattisgarh · A free bicycle for girls of class 9 so they can reach school
Mukhya Mantri Gyandeep Yojana (Himachal Pradesh) Himachal Pradesh · 4% a year interest subsidy on education loans of up to Rs 10 lakh for Himachali students
Free O Level and CCC Computer Training for OBC Youth (Uttar Pradesh) Uttar Pradesh · Free one-year O Level or three-month CCC computer training for OBC youth who passed class 12
PM YASASVI Top Class College Education for OBC, EBC and DNT Students All of India · Full tuition, Rs 3,000 a month and a laptop for OBC, EBC and DNT students in top colleges
Internship Programme of the Ministry of External Affairs All of India · A paid internship at the Ministry of External Affairs - Rs 10,000 a month and air fare
Free Coaching for SCs, OBCs and PM CARES Children All of India · Free coaching for UPSC, SSC, banking, JEE, NEET and more, with Rs 4,000 a month stipend
NAMASTE (National Action for Mechanised Sanitation Ecosystem) All of India · Safety gear, health cover and livelihood support for sanitation workers
PM SVANidhi (PM Street Vendor's AtmaNirbhar Nidhi) All of India · Collateral-free working-capital loans for street vendors
Weaver MUDRA Scheme (Concessional Credit for Handloom Weavers) All of India · 20% margin money on bank loans for handloom weavers
Prime Minister's Employment Generation Programme (PMEGP) All of India · A 15% to 35% subsidy on a bank loan to start a micro-enterprise
PM Formalisation of Micro Food Processing Enterprises (PMFME) All of India · 35% capital subsidy, up to Rs 10 lakh, for micro food processing units
PM Viksit Bharat Rozgar Yojana - first job incentive (Part A) All of India · One month's EPF wage, up to Rs 15,000, for people starting their first EPF-covered job · Last date: 31 Jul 2027
Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) All of India · An assured pension of Rs 3,000 a month from age 60 for unorganised workers
e-Shram (National Database of Unorganised Workers) All of India · A free e-Shram card with a lifelong UAN that links unorganised workers to welfare schemes
PM Vishwakarma All of India · Training paid Rs 500 a day, a Rs 15,000 toolkit grant and collateral-free loans for artisans
Mukhya Mantri Shramik Seva Prasuti Sahayata Yojana (Madhya Pradesh) Madhya Pradesh · Rs 16,000 for registered women workers who give birth in a government hospital
Atal Awasiya Vidyalaya Yojana (Uttar Pradesh) Uttar Pradesh · Free residential schooling, meals and care for children of registered construction workers
Divyangjan Swavalamban Yojana (Haryana) Haryana · Self-employment loans of up to Rs 50 lakh at 5% to 9% for persons with disabilities
Veer Chandra Singh Garhwali Paryatan Swarozgar Yojana (Uttarakhand) Uttarakhand · Up to 33% grant, up to Rs 33 lakh, to start a tourism business in Uttarakhand
Mukhyamantri Shahari Rozgar Guarantee Yojana (Rajasthan) Rajasthan · Up to 125 days of guaranteed work a year for families living in towns
Mukhyamantri Shramik Siyaan Sahayata Yojana (Chhattisgarh) Chhattisgarh · Rs 20,000 for construction workers as their welfare board membership ends at 60
Pradhan Mantri Bhartiya Janaushadhi Kendra All of India · Open a Janaushadhi generic medicine store: 20% margin, up to Rs 20,000 a month incentive and Rs 2 lakh for some
Prime Minister's Scholarship Scheme (PMSS) for wards of ex-servicemen All of India · Rs 2,500 a month for boys and Rs 3,000 a month for girls on professional degree courses
CBSE Merit Scholarship for Single Girl Child All of India · Rs 1,000 a month in classes 11 and 12 for an only daughter who scored 70% in class 10
Education Development Scholarship for Single Girl Child (Madhya Pradesh) Madhya Pradesh · Rs 5,000 a year in classes 11 and 12 for an only daughter who scored 60% in class 10
Namo Laxmi Yojana (Gujarat) Gujarat · Rs 50,000 for girls who complete classes 9 to 12
Jai Bhim Mukhyamantri Pratibha Vikas Yojana (Delhi) Delhi · Free coaching for competitive exams for Scheduled Caste students in Delhi, with a stipend
Shridev Suman State Merit Scholarship (Uttarakhand) Uttarakhand · Rs 1,000 a month from class 9 to 12 for 475 students who pass the SCERT test
Kanya Saksharta Protsahan Yojana - class 11 (Madhya Pradesh) Madhya Pradesh · Rs 3,000 for Scheduled Tribe girls who pass class 10 and join class 11
PM YASASVI Top Class College Education for OBC, EBC and DNT Students All of India · Full tuition, Rs 3,000 a month and a laptop for OBC, EBC and DNT students in top colleges
PM YASASVI Pre-Matric Scholarship for OBC, EBC and DNT Students All of India · Rs 4,000 a year for OBC, EBC and DNT students of classes 9 and 10 in government schools
Pre-Matric Scholarship for Scheduled Castes and Others All of India · Rs 3,500 a year (Rs 7,000 to Rs 8,000 for hostellers) for school students
Free Coaching for SCs, OBCs and PM CARES Children All of India · Free coaching for UPSC, SSC, banking, JEE, NEET and more, with Rs 4,000 a month stipend
Post Graduate Indira Gandhi Scholarship for Single Girl Child (UGC) All of India · Rs 36,200 a year for two years for an only daughter studying for a master's degree
Mukhyamantri Balika (Intermediate Pass) Protsahan Yojana (Bihar) Bihar · Rs 25,000 for unmarried girls in Bihar who pass the Intermediate (class 12) exam
Questions students ask How do I apply for a government scheme listed here? Open the scheme's page to read who can apply, what you get, the documents you need and how to apply. Then apply on the official page it links - FormMantra does not take applications for schemes.
How is this list kept up to date? A FormMantra administrator publishes each scheme from its official government page, and the list is rebuilt whenever one is published, changed or withdrawn. A scheme leaves the list once its last date has passed. Confirm every rule and date on the official page before you apply.