e-Kisan Upaj Nidhi (e-KUN)

What you get

An online gateway where a farmer whose produce is stored in a warehouse registered with WDRA can pledge its electronic Negotiable Warehouse Receipt (e-NWR) for a bank loan. Banks on the gateway show their interest rates and amounts, the farmer picks an offer and gets a digital in-principle approval, then completes the paperwork at the bank. The loan lets a farmer hold the crop for a better price instead of selling straight after harvest.

Who can apply

Farmers who keep their produce in a warehouse registered with the Warehousing Development and Regulatory Authority (WDRA) and hold an electronic Negotiable Warehouse Receipt for it.

How to apply

Register on the e-Kisan Upaj Nidhi gateway on the Jan Samarth portal with the repository account details issued to you; the gateway checks them electronically along with your credit record. Choose one of the bank offers it shows, take the in-principle approval to the bank, complete the documents and receive the loan.

Documents you need

• Electronic Negotiable Warehouse Receipt (e-NWR)
• Repository account details

Size your photo and signature for the form with the free tools for exam forms.

More Farmer Schemes

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• National Mission on Natural Farming (NMNF)
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